Buy to let insurance

We are a specialist buy to let insurance broker based in Southend-On-Sea which provide extremely low cost policies with superb customer service. We understand that as a landlord you have more than enough work to do looking after your buy to let properties without having to spend hours searching around for the best insurance deal. For this reason we provide an extremely comprehensive online quote system.

Our quotation system provides premiums from several different insurance companies which ultimately means that instead of you having to spend your time searching for cheap buy to let insurance with comprehensive cover you can just sit back and let our automated system do all the hard work for you. We only deal with well known secure insurers to provide you with the best possible service, all of which are authorised and regulated by the appropriate authority.

You may wonder how a buy to let insurance policy differs from standard home insurance, the obvious difference is given away in the names of the policies - one being specifically for let properties and the other for a home you live in yourself. Many household policies will not provide cover for a property which is let meaning if you don't have the correct insurance in place then your let building could be uninsured. A buy to let policy would also provide additional cover such as property owners liability which would provide cover against your tenant holding you liable as the landlord for an injury they receive within your property, for example if they fell down the stairs and held you liable, this type of insurance should not be mistaken for public liability insurance which is a different type of policy.

When arranging a quotation for your buy to let insurance you will have a choice between several different insurance companies and obviously what level of cover you want, whether you opt for standard buildings cover or accidental damage will effect how low your premium is. The tenant types in the property (e.g students, DSS, asylum seekers or working people) may have an effect on not only the premium but also the excess applicable for the policy.